Survive without money and housing. How to survive without a permanent job and money

With money we can buy everything we wantbut because of them we do not see that we need much less.

The people we will tell you about today are not an obstacle to the financial crisis. They are not interested in rising food prices, the fall in the ruble exchange rate, or even paying utility bills. This is because they live completely without money.

How did they do it? They do not lead an immoral lifestyle, but are ordinary people who were once born in one of the world's major cities. Books are written and films are made about them. Each of them is sure that after giving up money, a new, unexpected view of the world appears.

So, here are these heroes who were not afraid to “go against the system”:

Mark Boyle, 34, Ireland

Mark concluded that “money keeps us away from action.” He was greatly influenced by the documentary about Mahatma Gandhi and his belief that “a person must become the change he wants to see in the world.”

In 2001, together with a friend, he created his own project - the Freeconomy community. This community today numbers more than 25 thousand people from all over the world who share their experiences within the framework of the project “Man without money. Live a year without money.”

Mark moved to live in a campervan, which is parked near the farm. There he works for free three times a week, growing vegetables.

Mark provides services in exchange for things, which provides funds for the Internet and small expenses. He writes his own blog and column in a popular newspaper, where he talks about how to build houses and travel with virtually no money. He wrote a book about his experience.

Daniel “Suelo” James Shellabarger, 52, America

Daniel began to look for new values ​​after spiritual crisis. Quit my job, hitchhiked, wandered around India, converted to Buddhism. In the fall of 2000, he left all his cash in telephone booth and haven't spent or earned a single dollar since then.

It primarily lives in a cave near Moab, Utah, but often roams, sleeping in fields, gardens, parks, abandoned houses, barns or farms. It feeds on what it finds: pasture, caught fish, animals killed on the road, leftovers in restaurants, waste from garbage containers. Its diet includes beetles, grasshoppers, ants, termites, snakes, lizards, pigeons, and squirrels.

Daniel does not have a wife or children, but he does have parents, relatives and friends; he often travels in company by hitchhiking or riding a bicycle, and looks after the empty houses of his acquaintances in their absence. Follows the freegan philosophy: take what people freely give or environment. Daniel does not encourage everyone to live like him, but he actively promotes Moneyless World on his personal blog and website, thanks to which he has a large following. In 2012, a book about the life and philosophy of Daniel Suelo, “The Man Who Threw Money,” was published.

Heidemarie Schwermer, 71 years old, Germany

Heidemarie has lived without money for almost 20 years. She used to work school teacher, then trained as a psychotherapist and raised two daughters. In 1994, while working as a psychotherapist in Dortmund, Schwermer noticed that many of her patients' problems were related to money.

She came up with the "Give and Take" exchange network, encouraging people to mutually help each other and exchange things. In 1996, she gave away all her property and left rented apartment and set off to wander with a small suitcase on wheels.

Since then, she has lived off the kindness of people around her: passers-by give her glasses, cell phones, socks, the doctor gives her medicine for free, friends or people who need to look after an empty house provide overnight accommodation. In return, he gives consultations in the field of psychiatry, washes windows, and helps with housework. Her model of living without money gained particular popularity during the financial crises: people from all over Europe listened to her lectures and read her books. The German woman became a heroine documentary film and wrote an autobiography, “The Money from the Sky Experiment. My life without money,” which was also translated into Russian.

Sergei Balovin, 30 years old, Voronezh

As part of an experiment, at the end of 2012, Sergei started the “In-kind Exchange” project, and since then he has received money very rarely. The artist paints portraits of the most different people, and in return they give him everything they can: one - breakfast in a cafe, the other - mobile phone, the third is a plane ticket.

Sergei was born in Voronezh, but soon moved from there to China, where he lives for six months, and the rest of the time he travels around the world penniless. For 1.5 years, the artist traveled to 36 countries, visited Europe, Asia and South America. Food, housing, transport, tickets to museums and even clothes - Sergei received all this in exchange for portraits from strangers. He claims that he not only has enough to live on, but even has to donate things.

His project “Around the World Without a Wallet” was a continuation of “In-kind Exchange”, which the artist has been conducting for three years: during this time he painted about 5,000 faces and received even more various gifts. Sergey runs his own blog, “Security without money.”

Tomi Astikainen, 52 years old, Finland

He conducted training in the field of organization and management and conducted seminars in different countries. He first tried to live without money in 2009 at the age of 28. He liked the experiment and grew into a lifestyle: since July 2010, Tomi has been traveling penniless throughout Europe, Central and South America with his girlfriend, talking about his adventures on a blog and in books.

His lifestyle is hitchhiking, freeganism and universal love: the more you give to people, the more more Universe cares for you. Tomy distributes his books completely free, convincing people to break the system and create an ideal society based on cooperation and selflessness.

“We were born into a moneyless world. Money did not exist anywhere in nature. It's just an agreement between people. It is unnatural and ceases to exist without us. It is necessary to start building relationships again: do not expect anything in return when you help others. It is utopian to suggest that we can exploit this planet and each other as we do now, without serious consequences.” published

I ended up on the street against my own free will. I don’t drink, I have an aversion to alcoholic beverages on a physiological level, it’s just that someone there, in Kamchatka, registered me as a dead person and took possession of my right to an apartment as soon as I left the city for a while.

I also lost my documents. When, during my arrest in 2004, the police took away my passport, declaring it allegedly invalid or expired (I no longer remember the exact wording), I was left with a military ID. Once, while waiting for the train, I ran into drunken migrant workers, who for some reason thought that I had money. Their instincts deceived them, but after the skirmish I didn’t even have a military ID. Along with the documents, I lost the opportunity to work and live a normal life: without papers in our country it is impossible to even find temporary work, and a trip to the store for bread may result in another detention (okay, if for an hour or two, until they establish that I am not on the wanted list).

In the summer of 2010, photographs of Victor’s home and its history appeared on Russian blogs. Photo: torpedonov

I ended up in Moscow without documents, without work, without a roof over my head, and most importantly, without any hope. Lived wherever necessary. It happened for several weeks to spend the night with guards, in construction cabins. With the onset of cold weather, I began to apply for help to various organizations - state, municipal, public, purely charitable - I didn’t want to stay outside in winter at all. But government officials in best case scenario They said that they couldn’t help me, that I needed to go to my place in Kamchatka and achieve everything there. At worst, they offered me the option of imprisonment for a short period (from a month) in a reception center, where they would give me some kind of insignificant piece of paper. Or up to a couple of years in prison, where, according to them, my documents will certainly be restored. Municipal organizations, in order to place me at least in a homeless shelter, documentary evidence was required that I had ever been registered in Moscow. Charity organisations they could help with food, for example, cereal, which I had nowhere to cook. But more often they also shrugged their shoulders or told us a place where a couple of times a week you could receive a hot lunch from them as a gift. These dinners are another story: if you stand for a minute next to homeless people who have not washed for a long time, all your clothes will have to be washed and boiled, and if there is no way to wash them, then throw them away, because lice are guaranteed to be infested in the clothes. Thus, I was not able to accept this hot lunch as a gift: I could not throw away my clothes after each lunch.

The last place I visited was another committee social protection. There I received the same answer: “We can’t do anything: you are not a Muscovite.” From that moment on, in order to feed myself, I began to beg. What they served me was only enough for food and hygiene, nothing more. Time after time I stayed outside overnight. I spent the night in the hallways, where you can sleep for 3–4 hours at best. It got to the point that, having woken up, I spent a long time wondering where exactly I woke up today. We still managed to collect enough food, but without sleep, our body began to rapidly fail. I could only provide myself with the opportunity to sleep in one way - to go to a place where there were no people at all. In the spring of 2008, being near death from exhaustion, I went into the forest. Returning to society was dangerous to my health and I firmly decided to become a hermit. The hut, built in the forest, cozy but fragile and requiring increased heating, became my first home. She allowed me to hide as far as possible from populated areas and save my life. I lived like this for almost two years, during which time I came into contact with people only occasionally - in order to find food.

In the forest, I learned to use the functions of a mobile phone 100%: I downloaded books, programs, reference materials. I gradually mastered the HTML language used to create pages on the Internet, and I got the idea to make my own website. It is impossible, as I learned the hard way, to reach out to the press, television, or any authorities, even if you have to die on their doorstep. The Internet cannot be limited. This is the only chance for a person who needs help to express themselves.

To charge his mobile phone, Victor invented his own power station from a motor and bicycle parts. Photo: torpedonov

In June 2010, I created a WAP website and started keeping a diary. After a month and a half, traffic to the practically toy site grew in a way I could not have expected. Many people began to help me: someone put small funds on the balance of my mobile phone, some met with me and conveyed help personally. There were also those who wanted to take possession of the crumbs that people gave me. My hut was plundered by looters, all my property was lost. However, this time I didn’t have to wander around the entrances: now they knew about me a large number of people among whom were those who sheltered me.

Shelter and food are the main things a person needs from a physical point of view. Confidence in tomorrow, safety - support his psychological essence.

Modern market realities have given a lot to some, and literally taken everything away from others. How to make sure that lack of money turns from a burning problem into an incentive to get everything you need in another legal way? How to live without money?

The time after the crisis has shaken the financial situation of many citizens, some of them were forced to borrow money and ended up mired in debt. It is easy for a person without a job to become depressed. If you don’t have the fortitude, you can lie on the couch for years, turning into an eternally complaining creature on the “neck” of your elderly parents or more successful relatives.

Lazy people who are sure that everyone around them is obliged to them are not uncommon. But there are also enough positive-minded citizens. In fact, there are many ways to ensure an acceptable existence for yourself.

Life in the city

You can get clothes and earn food with the help of the church. Most parishioners who regularly attend church bring what they have become unnecessary clothes and shoes. When you contact the ministers, ask about the possibility of receiving such things. Often these are, without exaggeration, mountains of children's knitwear, a full adult assortment, even outerwear. There are cases when ministers asked parishioners to suspend such donations due to storage problems.

Religious organizations have days of free food distribution to those in need. For a while, you can become a novice and, for your daily bread, carry out assignments for landscaping and cleaning.

Housing and communal services in large cities often invite everyone to temporary work. We have to clean parks, beaches, clean up yards. It’s convenient that work is paid daily, and almost no documents are required for employment.

Volunteer activities are also interesting. Volunteers are not paid any money, but they are fed and even paid for travel to the place of activity. Volunteers are needed in nature reserves, national parks, and archaeological expeditions.

Barter exchange is very popular. There are entire social networks within one settlement, whose main activity is aimed at exchanging necessary things for some users for those that have become unnecessary for others. Through the Internet, people communicate, find out each other's needs and offer something in return. So, you can exchange your husband’s old shoes for washing powder and personal hygiene items, a coat for a stroller, books for food for a baby. On such sites, a section is often created: “I will accept as a gift.” Of course, you shouldn’t ask for tickets for a trip to the sea. But you can definitely get a nightstand or a set of old pans.

People don't realize how many people who need a little daily help live near them. By hanging a notice at the entrance of your own home: “In exchange for 2 servings of soup, I will look after your child,” most likely, by the evening you will receive several offers.

Life in the village

It's even easier here. Our ancestors lived off natural products. From attachments: heavy physical work. Those who work hard on the land are able to feed not only themselves, but also their numerous offspring. It is worth remembering the stories of elderly relatives about the difficult, but have a fun life in their childhood. Early rise, caring for crops and livestock, harvesting and processing it into preparations for the winter did not leave any free time, but there was more than enough health. Instead of sweets, they ate dried berries and fruits, prepared juices and tinctures, and drank nutritious and healthy herbal teas all year round.

The same barter in the village is very possible. City dwellers are not averse to getting environmentally friendly pure product(vegetables, berries, mushrooms, meat and dairy products) in exchange for anything.

How do people live with tons of debt and no money at all?

Let us again remember the experience of our ancestors. One person from the family was singled out (sometimes it was the eldest child), who was sent to a neighboring village (village, town) to earn money. People worked as nannies, servants, and au pairs. The employer supported them and, in addition, paid them a small amount of money for their work, which was immediately sent to the family.

Today, too, there are people who are prosperous in terms of getting a job and locality. People with construction specialties and cooks are often in demand. It is easier for employers to take a person from the periphery and pay him small, by his standards, money. But to workers who come to work, they may seem like real wealth.

How to live without housing and the opportunity to buy it?

If you are left homeless, you can turn to the same church for help. Becoming a novice in a monastery is permissible for a certain period of time, not forever. However, you will have to strictly adhere to the regulations and work hard.

Often large country farms do not have enough workers. Drivers, machine operators, builders, agricultural workers, teachers are required. Administrations are considering admission new family, provide her with housing from the settlement funds.

How can a woman live with a small child without money?

There are benefits, subsidies, and social support. Go to the social protection center, find out all your options and don’t delay the application. Different regions They pay small monthly amounts or provide one-time assistance.

What should a mother with two children do without financial support?

1. Take advantage of benefits and compensation. For example, compensation from maternity capital is used once a year. This is about 20,000 rubles.
2. Don't hesitate to ask your friends for help. People are merciful. Take advantage of every opportunity to earn extra money while your neighbor, for example, is looking after the children.
3. In a hopeless situation, go to the “people's representatives”. There are cases when deputies actually helped mothers in obtaining social guarantees (jobs, even housing) by covering this event.

Since our country entered the phase of a market economy, money has become literally everything for many people. Indeed, in our everyday reality it is not particularly clear how to live without money. Is it possible? Is it necessary to live like this?

Why do we need money?

The first thing that comes to mind is the need for food and shelter. Satisfying physiological needs and the need for safety is, according to the famous American psychologist Maslow, the main thing for any person. This means that, first of all, money is needed to pay for food, clothing, rent (or utility bills).

The importance of finance in our lives does not end there. After all, we are accustomed to using certain types of goods and services that make life more convenient, more interesting and richer. We have to pay for everything, because the people who worked for us want to receive adequate compensation for their efforts.

Forced lack of money

Poverty in Russia still remains one of the most pressing problems. Many people, for various reasons left without shelter and means of subsistence, every day have to look for the answer to the question “how to live without money and housing.” Sometimes they have to sleep under open air and live on alms. Because of this, many people die from frostbite in winter. There are homeless shelters and social hotels, but they are not able to accommodate all those in need. However, if a person who finds himself in difficult life situation, has not yet lost his human appearance and does not experience problems with socialization, there are decent ways out of the situation.

Religious organizations

Many religious organizations provide assistance to people deprived of food and shelter. In addition to regular events in which church ministers feed the homeless and give them clothes collected by parishioners, there is also the opportunity to become a novice of a monastery. The monastery can be found in almost any area. You will have to strictly observe its rules and work with other monks, but the monastery will take care of your daily bread and lodging for the night. At the same time, the novice is often not obliged to take on any long-term obligations and has the right to stop serving at any time of his own free will. Devoting yourself to religion is one of the active ways to live without money.

Volunteer activities

There are a number of areas in which it is traditional to accept the help of volunteer volunteers. Such employees do not receive payment for their work, but they are not required to pay for food or lodging. It’s worth choosing such a job not only because it’s a good option for living without money, but also because it’s an opportunity to go where you’ve never been before and see something you’ve never seen. Volunteers are often needed for various nature reserves and national parks for cleaning areas, monitoring or caring for animals.

Sometimes volunteers are needed for expeditions or archaeological research. Before deciding to participate in a volunteer project, you should familiarize yourself with the conditions: not all organizations are ready to feed volunteers or pay for their transportation.

Barter

You can pay for your basic needs without using money, but by offering your own labor or the finished results of your activities. This technology is called barter and also allows you to live without money. The principle of barter is very simple: “you - for me, I - for you.” There are several conditions that allow you to arrange your life using natural exchange. For example, things will go faster if the result of the activity is some finished product.

For a woodcarver this is a finished product, for a cook it is a dish, for a lumberjack it is firewood, but if we are talking about such an activity as testing software, then getting a reward for it through barter seems almost impossible. It is also desirable that the consumer of services and their provider are not separated by long distances. Among the neighbors this is easier to solve - you brought me water, and for that I got three liters of milk. But if we live in neighboring villages, then the situation becomes more complicated, and if in different cities, the transaction becomes impossible.

Also, the barter scheme stalls where unequal exchanges are required. For example, one participant in the transaction produces an expensive product in limited quantities and receives it only once or twice a year, but he himself needs small portions of products and services regularly, and from different specialists. Now things have moved on dead center- barter clubs appear, where entire chains of barter exchange are created. The object of barter can be not only the result of one’s own labor, but also simply unnecessary this moment things that are very necessary for someone else. The development of barter exchanges in many major cities also says that every day everything more people They find ways to live without money at all.

How do people live without money?

Today, the general public knows people who can be taken as the standard of how to live without money.

Heidemarie Schwermer lives in Germany and has existed outside the exchange of monetary units for more than 17 years. One should not think that she is begging or spending the night at bus stops, because refusing money became her own conscious choice. Having started with a kind of social network for the exchange of goods and services, she came to the conclusion that she could get everything she needed for life for free. By providing her services in exchange for food and housing, a woman not only lives comfortably, but can also afford to travel. By promoting her concept and view of the world, Heidemarie Schwermer is finding more and more supporters who want to choose a life without money, both in Germany and abroad. Inspired by her positive experiences, she wrote a book in 2003, currently translated into many languages.

Away from civilization

Another world-famous person who knows from his own experience how to live without money is the American Daniel Suelo. True, he refused not only the exchange of coins and banknotes, but also said “no” to the entire consumer society that his homeland so actively promoted. At the age of 53, he went to live in a cave located near the city of Moab in Utah. In addition to money, Suelo decided to refuse barter, any handouts from the state or charitable organizations, leaving for himself only what is given for free or thrown away. The roots of his choice turned out to be more religious than social. Following Jesus' Sermon on the Mount, he vowed to live only by his grace and what nature provides. In addition, living according to the laws of the civilized world, he experienced unbearable suffering, which stopped immediately in his new life. The fate of Daniel Suelo also excites minds and has already prompted writer Mark Sandin to dedicate his book “The Man Who Threw Money” to him.

Can poverty be stylish?

All those who are not fixated on the idea of ​​“how to live without money”, but at the same time would like to save significantly without reducing their standard of living, and perhaps even increasing it, will certainly be interested in the book “The Art of Stylish Poverty. How to become rich without money,” written by Alexander von Schönburg. The author, in essence, calls for being content with little and reconsidering your needs in the interests of the budget. If you step out of the usual cycle of affairs for a moment, sit down and calmly think, then many expenses and expenses will seem unnecessary, and things that require significant investments will not seem worth it.

In fact, there are many cheaper ways to prove to yourself and others that you are worth something than hanging yourself with newfangled gadgets or dressing latest fashion. And visiting expensive and prestigious establishments can be replaced with a walk in the park or a picnic in the lap of nature.

Moneyless wanderings

Our needs are not limited to “bread alone.” As soon as life is more or less settled, the need for new impressions and sensations arises. It turns out that they are sometimes available to everyone absolutely free of charge. There is a stereotype that when it comes to travel, especially to distant and exotic countries, then you cannot do without a blow to the budget. Indeed, obtaining visas, insurance, transport services, hotels, excursions and entertainment - how to approach this without an impressive amount of money? The famous traveler Anton Krotov has been talking and writing about this directly and indirectly for many years. From 1995 to this day, his books about travel in Russia and abroad have been published. Distinctive feature his travels are what they require minimum amount money. The fact is that he widely uses “hitchhiking,” that is, a voluntary desire to give him a ride that arises among people traveling in the same direction. This spontaneous movement apparently arose with the advent of roads and Vehicle.

If a person stands on the side of the road and raises his hand, then, regardless of the language adopted in a given country, it becomes more or less clear to the driver that the wanderer needs to move in this direction, and he asks for help with this.

This method of transportation seems hopelessly outdated or even fantastic to a modern resident of a metropolis. Nevertheless, the fact remains that “hitchhikers” travel to this day, sometimes covering more than a thousand kilometers in a day. Often, a good-natured driver is ready not only to give the sufferer a lift, but also to feed him, and sometimes even provide him with accommodation for the night in the spacious cabin of the truck. You can travel this way not only in Russia, but also abroad. You only need basic knowledge of the language, Required documents, as well as a foreign passport. Over the years, cash-strapped travelers have become adept at completing all kinds of paperwork and generously share advice in thematic communities.

Making money

It happens that life without money is not a voluntary choice, but only a forced state. A person would be happy to earn extra money, but does not know how to do it. In this case, there are also options:

• register with the labor exchange;
• take a seasonal/temporary job;
• find an occupation that does not require education, experience or skills;
• start your own business.

Let's take a closer look at each of them. The labor exchange accepts applicants with documents. You will need a passport with permanent residence and educational documents, if any. The benefit of the employment service is not only in finding a job, but also in registering as unemployed, which entails the assignment of benefits paid monthly. Also, if you cannot find a suitable vacancy, there is a chance to take retraining courses for free and master a new specialty. Sometimes businesses hire workers on a temporary basis to replace permanent employees who have gone on long-term leave. It could be in a good way replenish your budget, as well as establish yourself in the new team - perhaps, even after the end of the contract, there will be a place for a valuable personnel.

There are also professions that do not require experience or any specific skills. These are advertisers, promoters, loaders/packers, security guards, and so on. Not God knows what kind of work, but in a difficult life situation you can agree to it.

Own business? This is the way out!

If you managed to register as unemployed, then there is another interesting opportunity: to do entrepreneurial activity. In other words, open your own business. The employment service will be able to provide significant assistance with this: teach you the basics of running your business, help you sort out the paperwork, and even provide financial assistance, if the applicant draws up a competent business plan. This is far from full list options for where to get money, perhaps, after thinking, you yourself can supplement it.

Summing up

In conclusion, a very simple conclusion arises: no matter what situation you find yourself in, the main thing is not to lose optimism and the determination to overcome all obstacles. Then you can not only survive the lack of money, but also turn it to your advantage.

The consequences of the next economic crisis make us think about saving money. How to live without money when the salary is low, how to live without work - in fact, there is more than one way out: for example, you can use free services or resort to barter exchange, there will always be ways. Such options, which are actively developing today, allow predicament organize life without money for some time.

What to do if you don't have enough money to live

It is clear and known that anyone can live with finances, and learning how to live without money is a real art. Many people constantly find themselves in the situation: they just received their salary, and a week later it’s gone. The reason is often the inability to save, regardless of education: a person is not able to improve his financial situation and continues to be stuck with large sums debts

First of all, you need to learn how to manage your own finances, treat your money responsibly, and start spending less than what you earn. Every major purchase must be thought through regarding the need for acquisition and, especially, at the expense of credit resources. It is important to create a financial safety net for a rainy day in case of an unforeseen life event.

For solutions problematic situation There are fundamental approaches:

• find opportunities and ways to live on a small salary, organizing life within your means;
• find additional income;
• Take advantage of free assistance and services options.

Budget planning

Lack of money for Everyday life has become the scourge of our time. What to do if there are not enough funds, and there is a constant shortage? It is necessary to change behavior and, above all, the way of consumption. To get out of the situation of lack of finances and constant debts, the basic rule should be the understanding that it is forbidden to spend more than you receive.

To organize expenses within the limits of income, it is necessary to take into account all financial items. It is necessary to record all income and expenses. This helps to be disciplined in matters of expenses, understand the cost structure, find ways to save, plan not only regular cost items, but also large acquisitions, taking into account financial forecast for the future.

Living according to your income should become a life paradigm: you shouldn’t buy things you can’t afford, even if your savings allow it. It is necessary to adequately assess the ratio of your own income and consumption, based on which you can reasonably plan your expenses. For example, for significant material purchases the cost should be approximately:

• mobile phone– up to 40% of monthly income;
• automobile- price new car be within the annual income;
• housing– the cost is limited to six annual salaries.

Housing

Housing expenses, public utilities constitute a significant part of total expenses. In the case of renting an apartment, such fees can be reduced by refusing to rent individual housing, and starting to look for accommodation, combining it with care for people who need outside care, or with security and supervision of the housing itself. Services of this kind are often in demand. In addition, there are options for finding a job that provides housing.

Achieving a reduction in housing and communal services costs is realistic and affordable. Save on electricity will help:

• replacing previous incandescent lamps with energy-saving lamps with a longer service life and significantly lower energy consumption;
• the use of local lighting (lamps) without the need to use general lighting;
• switching devices (computers) to standby mode.

Reduce water consumption costs possible not only by installing a meter, but also by everyday means:

• replace rotary taps with lever switches;
• Do not open the tap at full power;
• take a shower instead of a bath;
• promptly eliminate water leaks from the toilet tank.

Talking about saving gas costs, to reduce them it is necessary:

• install meters;
• Make sure that when cooking food, the height of the flame does not exceed the bottom of the pan;
• Keep in mind that when the bottom of the pan is deformed, gas consumption increases by half.

Food

Saving on food does not mean compromising your diet. In order to save money on this expense item, you need to refuse catering services and cook yourself. When purchasing products, give priority to natural, healthy, necessary products, without frills, excluding semi-finished products that are expensive and unhealthy. Try to buy seasonal products at cheap prices and can preserve fruits and vegetables for the winter. Significant savings come from purchases at a discount at wholesale warehouses and sales during store sales. special promotions.

Search for additional sources of income

A good option To replenish your budget, both employed and unemployed people will find ways to earn extra money. There are quite a few options to choose from:

• Earning money on the Internet(participation in paid surveys, typing and writing texts, training foreign language and translations, work as a coordinator-dispatcher, website creation).
• Taxi driver services(if you have a car).
• Domestic services (cleaning, repairs, services of a nurse, cook, courier, nanny, janitor, gardener).
• Using a hobby as an income-earning activity(sewing, knitting, manicure, makeup, haircut).
• Delivery of newspapers, posting advertisements.
• Network marketing(cosmetics seller).
• Collection of medicinal herbs for sale.
• Applying to the labor exchange, there are always vacancies for seasonal work.

How to survive without money and work

There are many people who, having found themselves in a difficult situation, finding themselves without a source of income, have proven that it is possible to live without money, that well-being depends not on money, but on human relations. These are not people from African tribes, but ordinary civilized people who find themselves without finances. Freegans, hippies, wild travelers, representatives of religious communities and other people who were left without money or deliberately refused it, found their own ways to live without money.

Downshifting in Russia

To live for oneself, to renounce the desires of others - such an ideology is becoming popular not only in the world, but also in our country. Downshifting manifests itself in different ways, but all options are united by a common desire to abandon generally accepted material goods. For any life circumstances (change of worldview, personal problems, professional or financial crisis) people – some for a while and some for life – go on a trip to other countries or the Russian hinterland. There they often join religious groups, live in communes, and find like-minded people.

Subsistence farming

During all periods of crisis, a vegetable garden at a summer cottage and own farming in the village helped to survive. For many, especially retirees, growing own vegetables serves as the main source of diet. By doing homesteading seriously, and not for fun, you can fully supply your family with vegetables, herbs, berries, fruits for the summer and provisions for the whole winter, and earn more money from this by selling the fruits of your own labor.

Charity organisations

Religious help

Contact your church parish for help - effective way get help over an extended period of time. In addition to doing simple physical work, you can also receive support with things from parishioners. It is possible to contact representatives of other faiths. For example, Hare Krishnas are ready, without any documents, to host and feed homeless people who find themselves in a difficult situation and are looking for options on how to live without money.

Barter

It’s hard to live without finance, but the number of ways to survive with the development of communications is increasing, offering many new ways out. One of the simplest and most accessible is in-kind exchange. Gaining popularity in in social networks barter will help you exchange unused but in good condition items for food, food, or your ability to perform any service or work. In addition, this is a good way to rid yourself of unnecessary items.

What to do if you don't have money for food

Everyone has their own concept of “running out of money.” Some people don’t have enough for utility bills, others for gasoline, and for some the phrase sounds like a death sentence, especially if a woman supports a child alone: ​​there is no money even for food, that is, for basic needs. You can resort to urgent help by applying for a loan from a bank, microfinance organization or friends, but if they refuse everywhere, you need to look for other options.

Working for food

In an accessible way You can earn food in stores, cafes, by providing the services of a loader, a cleaner, or you can negotiate with the administration to give you expired products that are simply ready to be thrown away. You can go to a monastery, work in jobs that do not require special skills, work there weeding a garden, cleaning premises, on a farm, working off your modest food and housing - become a worker.

Participation in the volunteer movement

Volunteer programs are mostly available to everyone, but specific projects may have their own restrictive requirements and it is advisable to have certain professional experience to participate. However, in Russia the volunteer movement is increasingly gaining activity, and there will always be proposals for the need for unqualified and voluntary assistance to people and animals, natural landscapes and cultural values, where you can choose a program that suits you. At the same time, you need to understand the harshness of everyday life that awaits a volunteer.

How to survive until payday without money

Do without new acquisitions, give up entertainment and switch from a car to public transport – This can be solved simply, but it is impossible to do without food purchases. In order to survive a week or two until payday, you need to have several safety options for how and where to get money before your next payday - if one doesn’t work, you need to have in stock to turn to another method and use it wisely.

Borrow

This is the easiest way to get cash. It is wiser and more profitable to turn to relatives and close friends, from whom you can borrow money without interest and without strict repayment deadlines. The standard, but more expensive way is to get an interest-bearing loan from a bank or a loan from a microfinance organization using the “quick money” option with a simplified loan procedure.

Use the services of a pawnshop

Pawn shop chains are common, and a trip to a pawn shop is not unusual. Renting out jewelry or equipment to get money can help many people out with finances before payday, but before using the service and signing an agreement, you must carefully read all the terms and conditions of the service so as not to say goodbye to your value later.

Ask for an advance at work

Among all the options, this method – the most profitable and economical in terms of additional interest costs. If it is not abused, then the manager, as a rule, goes to meet the employee, especially if the employee is in good standing and does not violate labor discipline, and the boss is interested in him as a qualified specialist.

Become a donor

If you do not suffer from anemia, you have a healthy body, there are no surges blood pressure, then donation will be a good option for you to replenish your budget. Blood donation is practiced today as before. At one time, donors were given compensation payments in the form of a food package, but the system caused a lot of dissatisfaction and an outflow of participants, and modern donors were returned to their previous monetary rewards.

How to live a month without money

Left without funds, all thoughts and actions must be directed on how to earn money and where to get money. Possible ways:

• sell any of the things ( Appliances, books, collectibles, jewelry). Perhaps second-hand stores will accept your items for a small fee;
• contact social organizations for help;
• rent out a corner, room or entire apartment for a while;
• find additional work.

Find a job on the Internet

If you have access to the Internet, then the path to earning money is open. Many different options are available remotely via the Internet. interesting species activities:

• sell your creative works;
• write custom articles and stories;
• engage in website design;
• translate texts;
• work as a telephone line operator, etc.

Make a hobby a source of income

While pursuing your favorite hobby, you can think about how your hobby can start generating income. You cook deliciously - become a cook at home, know how to do beautiful hairstyles - expand your circle of clients based on recommendations from your friends, write short stories - try your hand as a copywriter. If you think about it, everyone has an activity that can also bring successful financial results, monetary benefits.

Take advantage of free services

When looking for ways to live without money, there is an option to legally use services for which you don’t have to pay. For example, training centers for hairdressers and makeup artists often require models. You can update without spending a penny household chemicals and cosmetics, taking advantage of offers to participate in product testing, and the shipping of the test subject is paid for by the manufacturer himself.

Retail chains often hold presentations of products that can be sampled in sufficient quantities. Paying for the Internet can be replaced by using free communications in public places. Using savings cards when making purchases is beneficial by accumulating bonuses for subsequent payment for goods. It is possible to find a way out, the main thing is not to panic and not get used to this situation.

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